Smart doorbell cameras are being framed as a significant privacy threat, functioning as data-harvesting devices for insurance companies. Initially purchased for security against package theft, these cameras capture extensive behavioral data–including activity patterns, visitor frequency, and timestamps–creating detailed profiles of a household’s daily life. Insurers offer modest discounts, typically 5-20%, in exchange for this data, a trade-off that rarely benefits the consumer as significant savings require more expensive, professionally monitored systems. Consumer resistance is high, with surveys showing 65-77% of Americans are unwilling to share smart device data with insurers. Compounding the issue, some manufacturers have historically provided law enforcement with user footage without explicit consent, turning a personal security device into an involuntary surveillance node for corporate and state interests. The article argues the cost to personal privacy far outweighs the negligible security or financial benefits.